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What to Do After a Car Accident When It’s Not Your Fault

What to Do After a Car Accident When It’s Not Your Fault

Shapiro Law Team August 22, 2022 Car Accidents

Driving is dangerous. Last year, more than 2.1 million people received emergency care because of a car accident*. To make matters worse, driving safely doesn’t prevent you from being in a no-fault accident. If you’re ever involved in a vehicle collision you didn’t cause, you need to know what to do.

After being in a car accident, your nerves are sure to be rattled. If this is the case, you probably won’t know what to do or when to do it. Check out the information below for a complete breakdown of what to do in a no-fault accident.

Causes of Arizona Car Accidents and Negligence

As the victim of a personal injury, you have the right to file a lawsuit against the negligent party. However, before you can file a claim for damages associated with your injuries (medical bills, lost wages, pain, and suffering, etc.), you’ll need to prove the opposing driver was negligent.

Accidents are most commonly caused by the following reasons:

1. Distracted driving:

A leading cause of auto collisions across the U.S. is distracted driving. Despite laws prohibiting handheld devices, motorists continue to text while driving. Several non-technical distractions also cause accidents.

There are three main types of distraction*:
  1. Visual: taking your eyes off the road
  2. Manual: taking your hands off the wheel
  3. Cognitive: taking your mind off driving

2. Driving under the influence

It is illegal in every US state to drive under the influence of alcohol or drugs. Nevertheless, millions of people make the grave mistake of operating a motor vehicle while intoxicated. More often than not, their ill-advised decisions cause serious and fatal crashes.

3. Running stop lights or signs

Traffic signals and signs keep order at intersections. Unfortunately, it only takes one reckless driver to cause a devastating intersection crash.

4. Failure to yield

You may not even realize this one until it’s done improperly, but failing to yield can cause serious crashes and injuries.

  1. Merging into another lane
  2. Making a turn
  3. Entering a highway



How Does Car Insurance Work When You Are Not at Fault?

If involved in an accident you didn’t cause, be sure to get the at-fault driver’s information at the scene. This is necessary if you want to file a claim for their liability insurance. If the other driver doesn’t have insurance or has low limits, you can make a claim to your insurance company.

What Should You Do After a Car Accident That Wasn’t Your Fault?

After being in a car accident that isn’t your fault, be sure to do the following:

Call 911

Calling the police is essential to securing an official and detailed scene report.

When the authorities arrive, they’ll obtain the following information:

  • At-fault driver’s information
  • Insurance details
  • Wrong-doing/citations
  • Witness names and contact information
  • Weather conditions
  • Vehicle damages
  • Injuries

Take photos of your car

Taking videos and photographs of the scene will help verify the severity of your injuries, the damage to your personal property, and the words and actions of the negligent individual.

Don’t play the blame game

Even if you both know what happened, don’t point fingers at the scene. Obtain the other driver’s information and let your car accident attorney figure it out.


If you were recently in an out-of-state car accident and can’t agree on a settlement or think you’re not getting fairly compensated, it’s time to lawyer up.
Learn more about What To Do If You Are In An Out-Of-State Car Accident.


What to Do Immediately After the Crash

Step One: Check for Injuries and Stay Safe

If you have any type of injury, seek medical attention. Check on the other driver and any vehicle occupants, including pets.

If the vehicles are in the middle of the road, try to move them out of traffic. Before doing this, get photo and video evidence of the scene.

Step Two: Call the Police

Fleeing the scene of an accident is a crime everywhere. It’s best to call the police department if any of the following instances occur:

  • An injury or death
  • An accident in a city that requires a crash report
  • Property damage exceeds $500

Step Three: Inform Your Auto Insurer

Insurance companies are for-profit businesses that want to decrease their bottom line. So, don’t be surprised if there’s pushback from the at-fault driver’s insurance company.

They’ll do one or more of the following:

  • Offer you a low-ball settlement
  • Place partial or full blame on you
  • Deny your claim

In a Car Accident That Wasn’t Your Fault? Contact an Attorney.

When you’ve been injured by the reckless acts of another, you need representation to fight on your behalf. Shapiro Law Team helps manage the complexities of filing a personal injury case. We’ll represent you to the best of our abilities and keep you updated throughout each process.

Get in touch with the legal experts at Shapiro Law Team. We’re a trusted personal injury law firm in Arizona and New Mexico. Call (480) 680-0783 or visit our website to schedule your free consultation today.

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